Matthew Roder

Most veterans think they know how VA loans work… but a few common myths are keeping thousands of eligible buyers stuck renting.

In this video, I break down the 5 biggest VA loan myths that could be costing you your chance at homeownership in 2026 — and what’s actually true.

Here’s what you’ll learn:

• Do you really need perfect credit to use a VA loan?
• Is it actually harder to get an offer accepted with a VA loan?
• Can you only use your VA benefit once?
• Are VA appraisals a deal killer?
• Is there really a loan limit for VA loans?

The truth is — VA loans are one of the most powerful benefits available to veterans… but only if you understand how to use them correctly.

🎯 If you’re thinking about buying a home in the next 3–12 months, don’t let misinformation hold you back.

👉 Don’t let myths cost you your dream home — start your VA application today.

📞 Call/Text: 630-345-8675
🌐 Visit: www.copper-funding.com

📅 Schedule a VA strategy call below
https://calendly.com/matt-copper-funding/30min

🎖 Who qualifies for a VA loan?
Veterans, active-duty service members, eligible National Guard/Reserve members, and certain surviving spouses.

📌 Watch Next:
How Much House Can I Afford With a VA Loan in 2026?
https://youtu.be/jey-x3C8keQ

#VALoan #VALoanMyths #VeteranHomeLoan #MilitaryHomeBuyers #VAHomeLoan #HomeBuyingTips

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If you're a veteran or active-duty service member wondering how much house you can afford with a VA loan in 2026, this video breaks it down clearly using real numbers.

VA loans allow for 0% down and flexible guidelines — but that doesn’t mean you should just max out your approval.

In this video, I explain:

• How VA affordability is calculated
• What debt-to-income ratio really means
• Why residual income matters (and why most lenders don’t explain it)
• How property taxes and insurance affect your buying power
• A real example scenario with real numbers

The goal isn’t just getting approved.
It’s buying smart.

If you'd like me to run your personalized VA affordability numbers, I’m happy to do it — no pressure, no obligation.

📞 Call/Text: 630-345-8675
🌐 Visit: www.copper-funding.com

📅 Or schedule a VA strategy call below
https://calendly.com/matt-copper-funding/30min

If you're serious about buying in the next 3–12 months, clarity now can save you thousands later.

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If you’re a veteran, active-duty service member, or eligible military spouse, you’ve earned one of the most powerful homebuying benefits available — the VA home loan.

In this video, I break down everything you need to know about VA loans in 2025, including:

✅ Who qualifies for a VA loan
✅ How to get your Certificate of Eligibility (COE)
✅ How to buy a home with $0 down
✅ Why VA loans don’t require PMI
✅ Step-by-step overview of the VA loan process

Whether you’re a first-time homebuyer or looking to use your VA benefit again, this guide will help you understand how the program works and how to take the next step toward homeownership.

🎯 Ready to See What You Qualify For?

If you’d like personalized guidance, schedule a Free VA Loan Strategy Call here:
👉 https://calendly.com/matt-copper-funding/30min

Or start your VA Loan Preapproval here:
👉 www.roderapply.com

Download my Free VA Homebuyer Checklist to stay organized throughout the process:
👉 https://copper-funding.com/clients/14329/uploads/2026/02/Veteran-Loan-Guide-1.pdf

No pressure — just clear answers and a strategy tailored to you.

👇 Questions?

Drop your VA loan questions in the comments. I personally respond and I’m happy to help.

And if you found this helpful, subscribe for weekly videos dedicated to helping veterans and service members build wealth through smart homeownership.

Thank you for your service 🇺🇸

— Matthew Roder
Mortgage Broker | VA Loan Specialist
NMLS #206272

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House hacking might be the easiest way for new real estate investors to enter the world of real estate investing. For several years, FHA was the only option for potential house hackers. But FHA has it's drawbacks. As of November of 2023, conventional guidelines now allow 5% down on 2-4 unit properties that will be used as a primary residence, making it even easier to buy your start your real estate investment portfolio. Watch the video to learn the ins and outs!

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Your lender now has all of the documents necessary in order to obtain the final approval, or the clear to close. This is the final stretch of the loan process. Check out this video to understand more about this milestone.

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We're finally at the point where the underwriter has reviewed the loan file and issued an initial loan approval. This is great news! We're not quite at the finish line yet, but this is a huge step towards getting that final loan approval. Check out the video to understand exactly what the initial loan approval means and where we go next.

You're under contract, you've signed the loan disclosures and sent your lender all of the documents they requested. Now it's time for the lender to submit your loan to underwriting. Super scary right! Not really. Watch this video to understand what happens during this milestone, why it's not so scary, and what to expect next.

You did the pre-approval, you spent a week or two, or who knows, maybe even months looking for that perfect home. You made an offer and the seller accepted it! It's all super exciting, but now what? In this video I go through the next steps after your contract is accepted, from locking in the interest rate to ordering the appraisal and everything else involved. Hope it helps!

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It all starts with the pre-approval! I feel like many potential homebuyers are a bit nervous about this part, but if you have the right lender, it's usually quite painless. This video will walk you through the pre-approval process, why it's important, and all the ins and outs.

Have you or anyone you know ever bought a house or refinanced their mortgage, went with the first lender they spoke with or with their bank, then found out later that you/they could have either gotten a much lower interest rate or saved hundreds or thousands of dollars in fees? This happens all the time.

In this video, I'll walk you through how to compare mortgage loan offers so that you can make an apples to apples comparison and know for sure that you are making the right choice of a mortgage that is the best fit for you and your family.

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Ever wonder how much down payment you need to buy a home? Here's a hint: it's not 20%! Watch this video to learn about different down payment options.

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In this video I explain what DTI is, or debt-to-income ratio. Watch the video to understand why DTI is important when applying for a home loan.

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What exactly is a refinance and why would you consider one? Watch this video for a brief description of a refinance along with some of the benefits.

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There are several different types of home loans. Some are more common than others. They all have their pros and cons and different requirements. Watch this video to understand a little bit about some of the different types of home loans available.

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Your credit score is super important when applying for a mortgage. In this video, I explain what a credit score is, what affects your score, and why it's important.

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